Prior to getting condo insurance, it’s important that you take stock of what possessions you have (or will have) on the property. You will need to get extra coverage to protect these items, after all. You should look into the value of your clothes, appliances, furniture, and basically anything you have on-premises. It really is a good idea to do a full home inventory, so that you don’t end up missing anything. You even might want to use a home inventory app, so you can keep track of different categories as you go through your belongings.
This can be time-consuming, but it will help you determine how best to get the insurance coverage you need.
You will have an easier time figuring out what to ask for if you reach out to an insurance agency early on in the process, such as Alliance Insurance Partners. Serving the Scottsdale, AZ area, Alliance has the knowledge and experience to assist you in such matters.
Your Asset Value Is Crucial
Take a look at your assets, as well. Anything that is of value and will be on the premises of your condominium should be included for consideration in your insurance policy. You may need liability insurance, in the instance, your dog bites someone or somebody is injured while on your property. If you are sued, your assets may be at risk. Having this insurance in place will provide you with at least a good deal of security from losing what you have, and help you breathe easier.
Once you have all of this in order, contact Alliance Insurance Partners to discuss your condo insurance options. Whether you are in the Scottsdale, AZ area or beyond, we’ll put our best effort into getting you what you need.