Why Disability Insurance is Necessary for Future Families

Disability insurance is something that many families are investing in because of the coverage provided with these policies. Because society has grown to a two-income necessity in households, families must be prepared in the event that a health issue keeps them out of work for months to years. For residents in the Scottsdale, AZ and surrounding areas, disability insurance is growing in necessity, especially for couples who are recently engaged or newly married. Alliance Insurance Partners has a disability insurance policy for your family today. 

When Your Health is not 100%

Unfortunately, many of us experience health issues that will keep us out of work for a significant amount of time. For any short-term disabilities, expect this policy to maintain salary replacement, eliminating financial hindrance during this already stressful time. Any disabilities such as broken limbs or other issues that keep you out of work for 90 days or longer is covered.

Pregnancy

For families that are planning a growing family, pregnancy and maternity leave is also covered under a disability policy. For many families, they have not previously experienced pregnancy, so they are not aware of any potential risks to them or the baby. Because of the advancement of medicine, doctors can determine pre-existing conditions in babies early on and require bedrest for mothers. This will require a mother a longer leave time than originally planned, and could place a financial burden on a family without disability insurance. 

Contact Us Today!

If you are looking to grow your family in the future, the protection provided by disability insurance is essential. Proudly serving the Scottsdale, AZ and surrounding areas, Alliance Insurance Partners has a disability policy for your family today that will ease your financial burden and provide peace of mind.