Life insurance offers peace of mind through the stages of life. When you are young, you have a family to worry about and to protect. Life insurance is part of that protection. During your prime working years, life insurance can make sure that your partner is cared for in the event of your death. However, once you have retired, you may begin to wonder if life insurance should be a part of your financial planning. At the Alliance Insurance Partners in Scottsdale, AZ their highly qualified staff is always available to help answer any questions that you may have.
When making the decision about whether you need life insurance after you retire there are a few questions that you should ask yourself.
- Do you have a mortgage?
- Have you prepaid your final expenses?
- Does your spouse or partner have adequate financial resources?
If you still have a mortgage on your home, how will it be paid in the event of your death? If the mortgage would be a burden to your spouse/partner or heirs then life insurance can remove that burden.
If you have any debts or if you have not prepaid your final expenses, would they present a hardship to those you are leaving behind? Then life insurance can help with that.
Without your retirement income would your spouse be able to be financially secure? Life insurance may be able to provide that security.
When it comes to your life insurance needs, no matter what stage of life you are in, the experienced agents at Alliance Insurance Partners in Scottsdale, AZ are always happy to talk to you about your life insurance needs. Stop by our office, give us a call or visit our website. We are always there for you.