5 Things to Know About Flood Insurance

Anywhere it can rain, it can flood. By being aware of that, you can make sure you’re protecting your Scottsdale, AZ area home the right way. But when it comes to that protection, you’ll want dedicated agents on your side. At Alliance Insurance Partners, you can work with trusted agents to get the type and level of flood insurance coverage you need. Then you can have peace of mind, and you’ll know your home is covered. Even if you aren’t in a flood plain, or an area where it rains a lot, there are still plenty of times that a flood could happen — especially a flash flood. Here’s what you need to know.

1. Flood insurance isn’t only for wet or rainy climates.

2. Even houses that aren’t in flood plains may need protection.

3. Flood insurance isn’t part of your standard homeowner’s policy.

4. You may need to ask for flood insurance or coverage.

5. Insuring your home against a flood can provide security and protection.

When you’re not sure whether you should have flood insurance for your Scottsdale, AZ area home, come in and talk to us at Alliance Insurance Partners. We’ll be happy to answer your questions and give you information about proper flood insurance. That way you can decide whether you need a policy, just want one, or would be safe not having this coverage at all. Unless you’re in a flood zone and have a mortgage on your home, flood insurance isn’t required. But that doesn’t mean you shouldn’t have it, or that you don’t have any flood risk at all. Even in a dry climate like Arizona, it can still rain hard enough to cause flash flooding and related issues. If that happens in your neighborhood, we can help you be prepared and protected.