What’s the best way to keep track of what you own? What list will come in handy if you ever need to replace your belongings? A home inventory. Home inventories provide homeowners with a valuable resource if a disaster destroys most or all of their belongings.

In some cases, condo insurance companies require you to have a home inventory. But even when they don’t, a home inventory is a useful document that you can refer back to when needed. Either way, the professionals at Alliance Insurance Partners, serving Gilbert, AZ, can answer your questions about home inventories. Here’s what you need to know.

What’s a Home Inventory?

A home inventory is a comprehensive record of everything you own. It can record information like year bought, cost, model number, brand name, and more.

What Are the Benefits of Having a Home Inventory?

A home inventory makes it easy to remember what you own if you have to replace most or all of it. This can help take away some of the stress of rebuilding and recovering after a disaster.

How Can You Make a Home Inventory?

Do you want to make a home inventory? You can keep an inventory in a spreadsheet or with an app on your phone.

Need Condo Insurance? Call Alliance Insurance Partners

If you need condo insurance, the professionals at Alliance Insurance Partners can help. We work with many insurance carriers to help condo owners find the best insurance for their needs. We’re current;y serving Gilbert, AZ.

No matter where you live, you want to have the right kind of coverage. That’s why it’s so important to work with a professional agent who can help you get the right policy for your space. If you’re in the Scottsdale, AZ area and looking for condo insurance, Alliance Insurance Partners can help. We’re committed to providing quality insurance options and will answer all your coverage questions so you can feel confident about your policy.

The Basics of Condo Coverage

Condo coverage is designed to protect the interior of your unit and the items inside of it. It doesn’t cover the exterior of the building, such as the roof or outside walls. Those are under a separate policy carried out by the owner of the actual building or the condo association. However, condo insurance does cover more than a renters policy, which only protects your personal belongings.

Homeowners’ Coverage Is Different

The biggest difference between condo coverage and a homeowners policy is that homeowners coverage protects the entire dwelling, including the outside of the structure. In this way, it’s more comprehensive than a condo policy, but only because it must be based on the building it protects. You want to make sure you have the right kind of policy for your space, or you could be at risk of not being properly covered in the event of a claim.

Choose the Right Policy Today

If you’re in the Scottsdale, AZ, area and looking for condo insurance, contact us today at Alliance Insurance Partners. We can help you update your current policy or choose a new one so you know you have the coverage you need and deserve. There’s no reason to settle for less when you have us on your side.