Protecting your home from losses you cannot control and eliminate is a big part of home ownership, and that’s why you need homeowners insurance. Insurance policies can help you do that by eliminating a lot of concerns and frustrations. However, it is critical to know that most home insurance policies do not cover floods, and if you live in a high-risk area, you need flood insurance to minimize your losses.
At Alliance Insurance Partners, we work with people in a variety of different areas in and around Gilbert, AZ, to make sure they have flood insurance when there is a risk to their property.
How To Know if You Need Flood Insurance
Most property owners can find out if they should have flood insurance by checking the FEMA Flood Map Service Center. This online tool allows you to enter your address to see if you are in a high-risk flood zone.
If you are in an area of high flood risk, having insurance protection will minimize the risk of dealing with costly losses in the event of a covered peril.
If you are in an area with lower risk, including in low- to moderate-risk areas, it is still a good idea to consider the value of flood insurance. It will provide the financial support you need if a difficult event that puts you at risk, and a lot of flooding takes place outside designated high-risk areas.
Need Help? We Can Guide You
If you’re unsure if flood insurance is a valuable investment for you, contact us at Alliance Insurance Partners now. Let us provide you with an estimate of flood insurance costs in or near Gilbert, AZ, based on your location and the risks you face there. We work with those who have various levels of risk.


























