{"id":8,"date":"2017-09-21T02:00:00","date_gmt":"2017-09-21T14:00:00","guid":{"rendered":"https:\/\/www.allianceinsurancepartners.com\/blog\/?p=8"},"modified":"2017-09-20T10:24:18","modified_gmt":"2017-09-20T16:24:18","slug":"unexpected-coverage-options-you-might-want-to-consider-for-your-home-insurance","status":"publish","type":"post","link":"https:\/\/www.allianceinsurancepartners.com\/blog\/unexpected-coverage-options-you-might-want-to-consider-for-your-home-insurance\/","title":{"rendered":"Unexpected Coverage Options You Might Want to Consider for Your Home Insurance"},"content":{"rendered":"<p>Most home insurance policies cover standard&nbsp;things like fires, break-ins, and falling trees. But there&nbsp;are some unexpected coverage options that you might want to consider as well &mdash;&nbsp; most of which depend on where you live and how you live your life.<\/p>\n<p><strong>1. Volcanoes and earthquakes<\/strong><\/p>\n<p>Unless and you live in Hawaii, you probably don&rsquo;t have to worry about volcanoes but remember that earthquake coverage is not covered under most traditional home insurance policies.<\/p>\n<p><strong>2. Identity theft<\/strong><\/p>\n<p>With increases in cybercrime around the globe, identity theft is becoming more common than ever, and it&rsquo;s a good idea to make sure that you are covered. Identity theft can lead to loss of wages, a faulty credit report, huge loss of finances, a criminal record that is not actually yours, and huge legal fees and time spent dealing with the problem.<\/p>\n<p><strong>3. Dog Bites<\/strong><\/p>\n<p>If you have a dog, be cognizant that &mdash; depending on their size and breed &mdash; they may be able to do serious damage to someone in the event of an attack or scuffle. If this is the case, medical bills may go into the&nbsp;thousands, and you will want to make sure that you have coverage to take care of this.<\/p>\n<p><strong>4. Other coverage options<\/strong><\/p>\n<ul>\n<li>Home upgrades required by law<\/li>\n<li>Spoiled food<\/li>\n<li>Your kid&#8217;s things while they are at college<\/li>\n<li>Flooding, in certain situations<\/li>\n<li>Tombstones<\/li>\n<li>Gazebos, patios, and sheds<\/li>\n<li>Riots<\/li>\n<\/ul>\n<p><strong>Contact Alliance Insurance Partners<\/strong><\/p>\n<p>Scottsdale, AZ residents who are interested in purchasing a new home insurance plan or modifying an existing policy are in luck! Alliance Insurance Partners serve&nbsp;the residents of Scottsdale, AZ, and 28 other states, and we would love to sit down with you and take a look at your options. To learn more about the home insurance plans that we have, and to find a plan that fits your unique needs, give us a call or stop by our nearest location.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most home insurance policies cover standard&nbsp;things like fires, break-ins, and falling trees. But there&nbsp;are some unexpected coverage options that you might want to consider as well &mdash;&nbsp; most of which depend on where you live and how you live your life. 1. Volcanoes and earthquakes Unless and you live in Hawaii, you probably don&rsquo;t have [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,5],"class_list":["post-8","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-alliance-insurance-partners","tag-scottsdale-az"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":1,"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions"}],"predecessor-version":[{"id":9,"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions\/9"}],"wp:attachment":[{"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/media?parent=8"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/categories?post=8"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allianceinsurancepartners.com\/blog\/wp-json\/wp\/v2\/tags?post=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}